Its been so long since I have been able to get to post here. Work is demanding at the moment as we are very short staffed. Overtime is not so much a bad thing as Christmas is around the corner and I don't want to use the dreaded Visa for anything this season.
The economy is kind of scary right now and anyone with a bit of debt at this time of year holds thier breath to get through the season. I guess there never is a right time for bills etc. It just is.